Auto Insurance: "FULL COVERAGE"
Whenever a prospective client uses the phrase “Full Coverage,” I become concerned that this person’s insurance may be less than what is either needed, or what they could have afforded and therefore should have purchased, had they only understood the significance of their decisions while purchasing the auto insurance policy. The term Full Coverage, in the context of auto insurance, is generally used to sell a policy. After all, “Full Coverage” is a comfortable sounding phrase
PREMISES LIABILITY - Sidewalk Cases
Premises liability injury cases (trip/slip & fall) are based on negligence principles: (1) duty, (2) the property owner’s breach of that duty, (3) proximate (legal) cause of the injury, and (4) damages. The “duty” generally comes from a specific law. Claims for injuries on sidewalks are prosecuted either against the local government entity that owns or controls the sidewalk, against the owner of private property that adjoins the sidewalk, or both the government and the priv
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